Free tool

Insurance requirements letter generator

Send new subs and vendors one clear page that says what insurance you require: coverages and minimum limits, additional insured, waiver of subrogation, primary and non-contributory, the exact certificate holder and where to send it all. Fill in the form, then print it, save it as a PDF, or copy the plain-text version into an email.

Nothing you type is saved. The document is built on this page (or by our server if JavaScript is off) and shown only to you. We don't store or log what you enter.

This is a template, not legal or insurance advice. Have your attorney or insurance agent review it, and make sure it matches the insurance terms in your contracts before you use it.
Who is it for?
Required coverage and minimum limits

Enter the limits your contracts require. The amounts shown are only examples of the format.

Additional insured required?
If yes, for
Waiver of subrogation?
Primary and non-contributory? (stated for your general liability policy)
Exactly as it should appear on the certificate. Up to 6 lines.
Also required

Then keep every certificate current

GreenlightSubs collects the certificates this page asks for. Each vendor gets an email with a no-login link to upload their documents, with reminders 30, 14, 7 and 1 days before a certificate expires (the default schedule, which you can change), then weekly for a few weeks after it has expired. You review each upload and approve it. GreenlightSubs doesn't check coverage or endorsements with the insurer; that stays your call. Free for up to 5 vendors, no card.

Start free Write a COI request email

This tool fills in a template; it isn't legal or insurance advice. Your contracts decide what coverage, limits and endorsements you need, so have your attorney or insurance agent review the result.